Official User Agreement

98pk Terms and Conditions – What You Need to Know Before You Play

These Terms and Conditions form the complete legal agreement between you and 98pk. By registering an account or placing a single bet on 98pk, you confirm that you've read, understood, and agreed to everything below. Please read carefully — we've written this in plain English so it's actually useful, not just legal padding.

Last updated: January 2025  |  English (en-PK)
Quick Reference
Minimum age: 18 years
Platform: 98pk (Pakistan)
Currency: PKR (Pakistani Rupees)
One account per player
Responsible gaming tools available
Support: 24/7 live chat
98pk
Key Points at a Glance

Six Things Every 98pk Member Should Know

Before diving into the full terms, here are the most important principles that govern your relationship with 98pk — in plain language.

One Account, One Person

Every 98pk member may hold exactly one account. Multiple accounts created to claim bonuses more than once are a serious breach of these terms and will result in permanent closure of all associated accounts and forfeiture of any balances.

You Must Be 18 or Over

98pk is strictly an 18+ platform. Anyone found to be under 18 will have their account closed immediately and any funds returned minus processing fees. If you're a parent or guardian, please ensure minors cannot access your 98pk account.

Bonuses Have Clear Rules

Every promotion on 98pk comes with specific wagering requirements, time limits, and game contribution rates. These are always published clearly before you opt in. Attempting to abuse bonuses through low-risk hedging or multi-accounting voids the offer entirely.

Funds Belong to You

Real-money PKR deposits held in your 98pk account are yours. We keep player funds separate from operational funds. Subject to verification requirements, your money is available for withdrawal whenever you request it — processed through Easypaisa, JazzCash, or your registered bank.

Fair Play Is Mandatory

Using automated betting software, exploiting technical errors, colluding with other players, or attempting to manipulate any game result on 98pk is strictly prohibited. Any winnings from such activity will be voided. We monitor all accounts continuously for irregular patterns.

Responsible Gaming Tools

98pk takes responsible gaming seriously. Deposit limits, loss limits, session reminders and self-exclusion are all available in your account settings. Once a restriction is set, it is enforced immediately and cannot be reversed for the period you specified. Full details are on our Responsible Gaming page.

01

Acceptance of Terms

Welcome to 98pk. These Terms and Conditions ("Terms") constitute the full legal agreement between you ("the Member", "you", "your") and 98pk ("we", "us", "the Platform") governing your use of the 98pk website at 98pk.ws and all services, games, and features offered thereon.

By accessing the 98pk website, creating an account, making a deposit, placing a bet, or using any feature of the platform in any way, you confirm that you have read, understood, and agree to be bound by these Terms in their entirety. If you do not agree to any part of these Terms, you must not use 98pk.

These Terms apply to all products available on 98pk, including but not limited to: cricket betting, sports betting, live casino, online slots, baccarat, Aviator, crash games, and any other game or betting market that 98pk may introduce in future.

These Terms are written in English as the primary operating language of 98pk. If any translation creates ambiguity, the English version takes precedence. Last revision: January 2025.

02

Eligibility & Registration

To open a 98pk account and use the platform, you must meet all of the following eligibility requirements at the time of registration and at all times thereafter:

  • You are at least 18 years of age. 98pk does not accept registrations from minors under any circumstances.
  • You are registering on your own behalf, using your own true identity, and not on behalf of any other person or organisation.
  • You do not already hold an existing 98pk account under any name, email address, mobile number, device, or payment method.
  • You are not located in or a citizen of any jurisdiction where online betting is explicitly illegal under applicable national or local law as it applies specifically to you.
  • You have full legal capacity to enter into a binding agreement under the laws applicable to you.

During registration, you are required to provide accurate and complete personal information including your full legal name, date of birth, mobile number, and email address. 98pk reserves the right to request supporting documentation to verify any of this information at any time. Providing false information is grounds for immediate account closure and forfeiture of balances.

98pk is strictly an 18+ platform. Underage gambling is illegal and harmful. If we have reason to believe a member is under 18, the account will be suspended immediately pending identity verification. Any winnings accumulated during the period of suspected underage use will be voided.

03

Account Rules

Each individual may hold only one (1) active account on 98pk at any time. This is a firm rule, not a guideline. Holding multiple accounts — whether discovered during registration or at any later point — is a serious violation of these Terms and will result in closure of all accounts and forfeiture of all balances, including any pending withdrawals.

Your 98pk account is personal to you. You are responsible for:

  • Maintaining the confidentiality of your login credentials (username and password). Never share your password with anyone.
  • All activity that takes place under your account, whether authorised by you or not.
  • Notifying 98pk customer support immediately if you believe your account has been accessed without your authorisation.
  • Keeping your registered contact information (mobile number, email address) up to date at all times.

98pk may suspend or close any account at its discretion if there is reasonable evidence of Terms violation, suspected fraud, suspicious betting activity, or failure to complete identity verification within a reasonable timeframe. In cases of account closure for Terms breach, balances attributable to bonus funds or irregular activity may be withheld pending investigation.

Your real-money PKR balance is always protected. Even in cases of account investigation, genuine deposited funds that are not subject to any dispute or bonus terms will be returned to you once verification is complete.

98pk
04

Deposits & Payments

98pk accepts deposits exclusively in Pakistani Rupees (PKR). All account balances, bets, winnings, and promotions are denominated in PKR. We do not accept foreign currency deposits and do not perform currency conversion.

Accepted deposit methods on 98pk include:

  • Easypaisa – mobile wallet, instant
  • JazzCash – mobile wallet, instant
  • NayaPay – mobile wallet, instant
  • SadaPay – digital bank, instant
  • Bank Transfer (IBFT) – same business day
  • Visa / Mastercard – debit or credit card, instant

The minimum deposit on 98pk is Rs 200. There is no maximum deposit limit for standard account holders, though very large deposits may require enhanced verification. 98pk does not charge fees on incoming deposits; however, your payment provider may apply their own transaction charges, which are your responsibility.

All deposited funds must be your own. Using payment methods belonging to third parties — family members, friends, or other parties — is prohibited. 98pk may request proof of payment method ownership at any time as part of our anti-money laundering procedures. Failure to provide such proof may result in account restriction.

05

Withdrawals

Withdrawals from your 98pk account are processed back to the same payment method used for your most recent deposit, wherever technically possible. This is a standard anti-money laundering requirement, not an arbitrary restriction.

The minimum withdrawal amount is Rs 500. Standard processing times are as follows:

  • Easypaisa / JazzCash / NayaPay / SadaPay: Within 5 minutes of approval in most cases; maximum 2 hours.
  • Bank Transfer (IBFT): Same business day for requests submitted before 5:00 PM PKT; next business day otherwise.
  • Visa / Mastercard: 1–3 business days depending on your card issuer.

Before processing your first withdrawal, 98pk is required to verify your identity. This is a standard Know Your Customer (KYC) process and typically requires a copy of your CNIC (Computerised National Identity Card) and confirmation of your registered mobile number. Completing verification once unlocks all future withdrawals without further document requests.

Withdrawals from active bonus balances may be subject to wagering requirements. You can always withdraw your real-money balance at any time, subject only to identity verification. Check your current bonus status in your 98pk account before submitting a withdrawal request.

06

Bonuses & Promotions

98pk offers a range of bonuses and promotional offers to new and existing members. All bonuses are subject to the specific terms published alongside each individual promotion, which form part of these general Terms. In cases of conflict, the specific promotion terms take precedence.

General rules that apply to all 98pk bonuses:

  • Bonuses are credited to your 98pk account and must be wagered the specified number of times before withdrawal of the bonus amount (or any winnings derived from it) is permitted.
  • Different game types contribute differently to wagering requirements. Sports betting typically contributes 100%; slots contribute varies by game; live casino and crash games may contribute a lower percentage. The specific contribution rate is always stated in the promotion terms.
  • Each promotion is available to one account per household, IP address, device, and payment method. Circumventing this via multiple registrations is bonus abuse and will result in closure of all accounts.
  • 98pk reserves the right to withdraw any bonus offer at any time before it is claimed. Once claimed, the terms in place at the time of claiming are binding.
  • Bonuses obtained through fraudulent means, exploitation of technical errors, or bonus abuse patterns identified by our monitoring systems will be voided without notice.

The 98pk welcome bonus is available to new members only and must be claimed within 7 days of registration. Wagering requirements and game contribution rates for the welcome offer are published on the registration and bonus pages. Read them before opting in.

07

Betting & Gaming Rules

By placing any bet on 98pk — whether on sports, cricket, casino games, crash games, Aviator, or any other offering — you accept that the result of each bet is final once confirmed by the platform. The following general rules govern all betting activity on 98pk:

  • Bets once placed and confirmed cannot be cancelled, reversed, or modified by the Member. Any exception to this (such as cash-out functions in sports betting) is a feature explicitly offered by 98pk and governed by the cash-out terms applicable at the time.
  • In the event of a technical malfunction during any game or betting event that prevents a fair outcome from being determined, 98pk reserves the right to void affected bets and return stakes to the relevant accounts.
  • Odds, lines, and game parameters displayed on 98pk are subject to change up to the point at which a bet is formally placed and confirmed. The odds/multiplier confirmed at the time of bet placement are those that apply to your stake.
  • Minimum and maximum bet limits apply per market, game, and session as displayed in the game or betting interface. These limits may be adjusted for individual accounts at 98pk's discretion in cases of unusual betting patterns.
  • Palpable errors — such as obviously incorrect odds published due to human or technical error — do not create a binding obligation on 98pk. We reserve the right to correct such errors and void any bets placed at erroneous prices.

For sport-specific and game-specific rules (cricket betting rules, casino game rules, crash game rules, etc.), additional documentation is available on the relevant pages of the 98pk platform. These supplementary rules form part of these Terms.

98pk
08

Fair Play & Fraud Prevention

98pk is committed to providing a fair and honest environment for all members. The following activities are strictly prohibited on the platform and constitute grounds for immediate account closure, forfeiture of balances, and potential reporting to relevant authorities:

  • Using automated bots, scripts, or any software tool to place bets or interact with the platform outside of normal human operation.
  • Exploiting software bugs, glitches, or pricing errors to gain an unfair advantage. If you discover such an error, you are required to report it to 98pk support immediately rather than exploit it.
  • Colluding with other 98pk members or third parties to manipulate game outcomes or betting markets.
  • Any form of money laundering, including using 98pk to process funds derived from illegal activity or to disguise the origin of funds.
  • Attempting to access another member's 98pk account without their authorisation.
  • Providing false information during registration, verification, or at any other point of contact with 98pk.

98pk monitors all account activity using automated fraud detection systems and human review teams. We cooperate fully with law enforcement requests in accordance with applicable data protection obligations. All suspicious activity is logged and retained per our privacy and data retention policies.

09

Responsible Gaming

98pk takes responsible gaming seriously and provides a full suite of player protection tools available to every member free of charge. Gambling is meant to be entertainment — when it stops being that, we want our members to have the tools to take immediate control.

The following responsible gaming tools are available in your 98pk account settings at all times:

  • Deposit Limits: Set daily, weekly, or monthly caps on the amount you can deposit into your 98pk account. Limits take effect immediately when set; increases to limits require a cooling-off period before they activate.
  • Loss Limits: Cap the amount you can lose in a defined period. Once reached, further gameplay is suspended until the limit resets.
  • Session Time Reminders: Set a notification to alert you after a specified period of continuous play.
  • Cooling-Off Period: Temporarily suspend your account for 24 hours, 7 days, or 30 days. During a cooling-off, you cannot log in, deposit, or play on 98pk.
  • Self-Exclusion: Request permanent account closure. Your account is closed immediately and cannot be reopened. This is an irreversible action and no re-registration is permitted.

If you believe your gambling is causing you or your family harm, please use these tools immediately and visit our full Responsible Gaming page for further support resources. Our 24/7 support team can help you activate any restriction instantly.

Our Responsible Gaming page provides detailed guidance on recognising problem gambling behaviours and accessing independent support. All tools and guidance are free, confidential, and always available.

10

Privacy & Data

The collection, storage, and use of your personal data by 98pk is governed by our Privacy Policy, which forms an integral part of these Terms and Conditions. By creating a 98pk account, you consent to the processing of your data as described in that policy.

In brief, 98pk collects personal data for the following purposes:

  • Account registration and identity verification (KYC)
  • Processing deposits, withdrawals, and bets
  • Detecting and preventing fraud and money laundering
  • Customer support communications
  • Responsible gaming monitoring
  • Service improvement and analytics (anonymised)

98pk does not sell personal data to third parties for commercial purposes. Data is shared with payment processors, KYC verification services, and regulatory or law enforcement bodies only where legally required or strictly necessary for the operation of the platform. Full details are available in our Privacy Policy.

11

Intellectual Property

All content on the 98pk platform — including but not limited to the website design, logo, text, graphics, software, game interfaces, odds feeds, and marketing materials — is the intellectual property of 98pk or its licensed providers. All rights are reserved.

You may not reproduce, copy, distribute, republish, display, or create derivative works from any content on 98pk without prior written authorisation from 98pk. Permitted use is limited to accessing and using the platform for personal, non-commercial betting and gaming activity as intended.

The 98pk name and logo are registered trademarks. Unauthorised use of these marks — including in domain names, social media handles, or any commercial context — is prohibited and may result in legal action.

12

Limitation of Liability & Disputes

98pk provides its platform on an "as available" basis and does not guarantee uninterrupted, error-free access at all times. Scheduled maintenance, technical issues, internet outages, or events outside 98pk's reasonable control may result in temporary unavailability of the platform or specific services.

98pk's total liability to any member in respect of any single claim shall not exceed the real-money balance held in that member's account at the time the claim arises. 98pk is not liable for:

  • Loss of profits, winnings, or expected earnings resulting from platform unavailability or game malfunctions.
  • Indirect, consequential, or special damages of any kind.
  • Unauthorised access to your account resulting from your failure to maintain password security.
  • Actions of third-party payment providers beyond 98pk's reasonable control.

If you have a dispute relating to a bet, game outcome, payment, or any other matter on 98pk, you must raise it with our customer support team within 30 days of the relevant event. Disputes raised after this period may not be considered. 98pk will investigate all disputes fairly and aim to provide a resolution within 10 business days.

13

Amendments to These Terms

98pk reserves the right to amend, update, or replace these Terms and Conditions at any time. Changes may be made for reasons including regulatory compliance, platform feature updates, payment system changes, or clarification of existing provisions.

When material changes are made to these Terms, 98pk will notify registered members via email or in-account notification prior to the changes taking effect. Your continued use of the 98pk platform after the notified effective date of any revision constitutes your acceptance of the updated Terms.

If you do not agree with any amendments, you must stop using 98pk and may request account closure and withdrawal of your remaining real-money balance before the revised Terms take effect. Contact our support team to arrange this.

The current version of these Terms is always accessible at 98pk.ws/terms-conditions with the "Last Updated" date visible at the top. We recommend bookmarking this page and checking it periodically, particularly if you are an active 98pk member.

14

Contact Us

If you have any questions, concerns, or disputes relating to these Terms and Conditions, the 98pk platform, or your account, please contact our customer support team through the following channels:

  • Live Chat: Available 24/7 directly from the 98pk website. This is the fastest way to reach us.
  • Email: support@98pk.ws — responses within 4 business hours for standard queries.

When contacting support about a specific account matter or dispute, please have your registered mobile number and account username ready to allow our team to assist you quickly. All communications are treated confidentially in accordance with our Privacy Policy.

Key Definitions Used in These Terms

Term Definition as Used in These Terms
98pkThe online betting and gaming platform operating at 98pk.ws and all associated services.
Member / YouAny individual who has registered a valid account on 98pk and accepted these Terms.
AccountYour personal 98pk account, created at registration, through which all platform activity is conducted.
Real-Money BalanceFunds in your 98pk account derived from your own deposits, not including bonus funds.
Bonus BalancePromotional funds credited by 98pk to your account, subject to wagering requirements before withdrawal.
Wagering RequirementThe number of times a bonus amount must be bet before it can be withdrawn, e.g., 30x means Rs 1,000 bonus must generate Rs 30,000 in qualifying wagers.
KYCKnow Your Customer — the identity verification process required before withdrawals are processed.
PKRPakistani Rupees — the sole currency used on 98pk for all transactions, balances, and bets.

Ready to Get Started?

Join 98pk – Pakistan's Most Trusted Betting Platform

You've read the rules — now enjoy the games. Register on 98pk in under 90 seconds, deposit via Easypaisa or JazzCash, and claim your welcome bonus. Cricket, casino, Aviator, crash games — all in PKR, all on your phone.